Retail

Retail Companies Face Liability Risk from Both Customers and Employees

When risk seems beyond your control, there’s only one way to protect the company - make certain that employees are fully trained in reducing risks so they can protect both themselves and the customers.

Fewer claims equal lower premiums
RJF Agencies works with retail firms to lower risk and minimize claims. For you, this means lower insurance premiums. It also means employees stay healthy, customers stay safe, and everybody wins.

To create this win-win situation, RJF Agencies develops unique and site specific training programs based on analysis of your claims history and other factors.

Understanding leads to awareness
This begins with manager training so they understand how safety and loss control benefits the bottom line. It creates a real connection for them between their actions, the employee’s actions, and the cost of insurance claims.

From there, we implement employee training to get them fully engaged with the new risk reduction plan. Combine that with the insurance protection RJF will provide, and you're already reducing your cost of risk

 A sampling of the training options:
  • Pre-employment testing
  • Safety incentive programs
  • Customized employee training – new employee, harassment, liquor liability, etc.
  • Slips/falls avoidance procedures and measures
  • Specific Job Hazard analyses
  • Accident Investigation and reporting procedures
  • Regulatory compliance
Buca Restaurants and RJF Agencies worked together to create a risk management success story. Read more…


 Ready to lower risk, reduce claims, and trim your insurance premiums?
Start now with our Quick Response form or call (763) 746-8000 or (800) 444-3033.
Retail Trade CASE STUDY

RJF helps retail trade company reduce loss ratio with no increase in premium...
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Retail Tire Service CASE STUDY

Reduced insurance premiums by $300,000 in 19 months and 23% reduction in workers' comp...
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From Our CLIENTS

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RJF Agencies, Inc. | 6000 Nathan Lane North Suite 400 | Minneapolis, MN 55442 | P: 763-746-8000 | Toll Free: 800-444-3033 | F: 763-746-8227