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ACA InfoACASeminarClient ToolsDealers Open Lot Reporting FormeHealthHome Life Insurance 101SAPAA Quote FormSeminar Materials--Integrated Risk PreventionSeminar--Materials for Heath Care Reform & Benefits ComplianceSubmission SuccessAboutAbout OverviewCareersContactDisclosure StatementMMA Sales CareersOur CommunityOur LeadershipOur OwnershipOur PhilosophyPress RoomPrivacy PolicyBlog2014 Charity Challenge 2014 Cyber & Data Security Risk Survey Report2014 Pay or Play Mandate2015 is Right Around the Corner2018 Excise Tax90-Day Waiting Period Limits90-Day Waiting Period Rules and Eligibility RequirementsA Second Look at Onsite ClinicsACA Employer ReportingACA Impact on Small BusinessesAdditional FAQs on SBC RequirementsAddressing Employee Needs Following DisasterAdjustment for Transit and Parking BenefitsAdoption Assistance ProgramsAffordable Care Act Technical ReleaseAgencies Issue Guidance on Employers' Premium Reiumbursement Options for EmployeesAmerican Jobs Act- Legislation UpdateAnnual Reporting RequirementsAnthem Cyber-AttackAre You Emod Savvy?Benefits Buzz NewslettersBeyond OSHA compliance--How an increased safety focus can benefit employersBlog OverviewBriefly From Bill - 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November 2011Internship Programs Under the Fair Labor Standards ActIntroducing Employees to Private ExchangesIRA Issues Draft ACA Reporting Form InstructionsIRS Issues Draft ACA Reporting FormsIRS Issues Proposed Employer Reporting RulesIRS Releases 2015 HFSA and Commuter Benefits LimitsIRS Releases 2015 HSA Account and Plan LimitsIRS Releases Guidance on Employer Shared Responsibility RulesIRS Releases Guidance on Employer Shared Responsibility RulesIRS Releases More Guidance on Employer Reimbursement PlansIRS Releases Updated ACA Reporting FormsIRS Rules Employer Payment Plan EPP Arrangements Violate ACA Requirements on Annual LimitsIs captive insurance a good fit for your company?Jeatran to SJU Board of RegentsJeatran--MMA Acquisition of SeitlinJob site safety - Controlling losses and reducing claimsLive Well Work Well NewslettersLooking beyond MNsure's 2015 premium rates releaseLower Court Same-Sex Marriage Rulings Stand in Five StatesLow-Tech Cyber RiskManage Claims to Lower Your Workers Compensation PremiumMarketplace Subsidies for Adult ChildrenMarsh & McLennan Agency Acquires JW TerrillMedica Children’s Hospitals and Clinics of Minnesota at Odds on Renewal ContractMedical Care Related Travel ExpensesMedical Loss Ratio RebatesMedicare Part DMedicare Prescription Drug ActMethods for Determining Employer Plan Minimum ValueMinimum Value and AffordabilityMinnesota Business Presents Community Impact Award to Marsh & McLennan Agency – Upper MidwestMinnesota E-VerifyMinnesota OSHA Adopts Federal OSHA Reporting RequirementsMitigating Risk Through Effective People StrategiesMMA Acquires Liscomb Hood MasonMMA Launches Customer ThermometerMN DEED SurveyMN Taxation of Adult Children CoverageMN Workers Comp Insurance PayrollMNSure COBRA Special Enrollment PeriodModel Notice of ExchangeNew Ruling On Criminal History Questions in MinnesotaNews Release - 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Mitigate The ImpactPosting OSHA's Form 300APrepare For US Supreme Court Health Insurance Exchange RulingPrevent Getting the Flu & Cold This SeasonPreventing Harm to your FiduciariesPreventing Talent VoidsPreventive Services for WomenProperty & Casualty Update - July 2014Proposed Rules Regarding Excepted BenefitsProposed SBC RequirementsPublic vs Private ExchangesRegulations on Summary of Benefit & CoveragesRegulatory Changes for Commercial DriversReinsurance Fee Submission GuideRetroactive Increase to Mass Transit Benefit LimitRJF Becoming MMARJF Hires Brian SzczechRJF Hires Heather RoigerRJF on the Security Insurance Services AcquisitionRJF Wellness to WellbeingSame Sex BenefitsSame Sex Spousal Cafeteria PlanSCOTUS Decision & the Impact on EmployersSCOTUS Rules on ACASection 105h Nondiscrimination RulesSHOP Enrollment DelaySix Key Workers’ Compensation Developments to WatchSmall Employer Choice Option Delayed on Federal SHOP ExchangeSmall Employer Premium Tax Credit for WISmall Group Deductible Limits RepealedSmall Group Insurance RegulationsStart Planning for ACA Mandates for 2015 NowState of Manufacturing 2012Statutory Disability 2012Stillwater Fire Department Receives Grant For Fire Rescue BoatStrengthening Employee Engagement…and AbsSupreme Court Legalizes Same-Sex MarriageSupreme Court Saves the ACATaking Ownership of Your Workers’ Compensation ProgramTax Credits and Individual Tax LiabilityTax Treatment of Benefits Provided to Same-Sex Married CouplesTaxation of Domestic Partner CoverageThe Affordable Care Act’s Penalties and Fees What Employers Need to KnowThe Cadillac TaxThe Changing Commercial Insurance MarketplaceThe Disability and Medical Leave MinefieldThe Health Care Reform Penalty and Fee Risks for Large EmployersThe Millennial Workforce Millennials and the Recruitment-Retention ProcessThe Millennial Workforce: What Management Should KnowThe New “Ban the Box” Law—What It Means For EmployersThe Pros and Cons of Private Exchanges - 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DecemberWebinar--Basics of Low-Cost Group Health PlansWebinar--Bring Sustainable Culture Change to Your OrganizationWebinar--Complying with HIPAA Privacy RulesWebinar--Cyber LiabilityWebinar--Discrimination TestingWebinar--Effective Safety CommitteesWebinar--Emod Calculation ChangesWebinar--Employer Benefits Obligations Post-DOMAWebinar--Employers Playbook - Pay or PlayWebinar--Health Care Reform & Compliance Update Q4Webinar--Health Care Reform and Compliance Update Q1Webinar--Health Care Reform and Compliance Update Q2Webinar--Implications of the Election on ACA RulesWebinar--Incident Reporting & InvestigationWebinar--Leadership DevelopmentWebinar--Learn the Risk Management CenterWebinar--Maximizing Your Surety CreditWebinar--Measuring Safety CultureWebinar--Medical Funding ConceptsWebinar--Mercer Benchmark SurveyWebinar--Prevent Claims Fraud and LitigationWebinar--Prevent Turnover with Pre-employment ScreeningWebinar--Private ExchangesWebinar--Public vs Private ExchangesWebinar--Shifting Patterns of ThinkingWebinar--Trends in Benefits Administration TechnologyWebinar--Trends in Voluntary BenefitsWebinar--Understanding Your Surety RelationshipWebinar--Unweaving the World of Leave ManagmentWebinar--Wellness Program LegalitiesWebinar--Workers' Compensation 101Workshop--Pay or Play - MinneapolisCharity Challenge2014 Charity Challenge | Marsh & McLennan Agency LLC2014 Charity Challenge Supporters2015 Charity Challenge SupportersBriefly From Bill - 2012 Charity ChallengeCharity Challenge SupportersPast Charity ChallengesSeminarsHealth Care Ricochet - How the ACA Affects Workers’ CompRisk Prevention & Insurance SeminarsSuccession Planning and Knowledge TransferWebinarsAffordable Care Act - A Mid-Year UpdateCyber Risk Management for Healthcare Leaders Webinars OverviewWhat's Trending in Employee Benefits ComplianceWorkshopsLoss Control for ContractorsOn-Site ClinicsWorkshops OverviewPeopleAlan WissbroeckerAli McGintyAmy DiedrichAngela WheelerBill JeatranBjorn HondaBob St ArnoldCasey NepperCassandra RudyCorie CurtisDan HansonDavid RumseyDawn ArayaDeb LindquistDonn ScrogginsDoug ImholteGeorge StruveGreg HaffelyGreg SandvigHerman FasbenderJackie SutherlandJeff SettemJill LowderJill O'BrienJim EricksonJim JohnsonJodi JackaJoe MirochaJohn MaresJohn McDonoughJohn SiffertJohn SimensonJon TerryJustin UhrichKailyn ConwayLaura MooreLeRoy TaggartLindsey HansonMary Pat AanensonMary SetterMatthew EntwistleMike MusicPeople OverviewPK KrihaReesa BakerRyan BeduhnRyan McArtonRyan WatkinsScott ChapinShalin JohnsonSteve LichtenbergTara ArndtTim FlemingTim GallagherTodd EllingsonTom GallagherTom NepperTom ZiemannPREVENTPREVENT Process OverviewReducing Workers' Compensation Losses Case Study - RRTSteps of the PREVENT Process