Employee Benefits
Employee Benefit Programs Can Be the Difference Between Dedicated, Long-term Employees and a Revolving Door
But we all know that employee benefits are the fastest growing expense for most businesses. What’s the answer?
Satisfy your employees and your budget
RJF Agencies partners with businesses through our employee benefits consultants to help them create a benefits package that satisfies your employees’ perception of great benefits but meets the needs of your budget.
We provide tools and/or training to help you communicate the program details to your employees. This helps them manage their own benefits.
But most importantly, we help you measure the usage, employee perception, and cost of health insurance and other benefit plans. This allows you to better manage your benefits program for lower costs and higher employee satisfaction.
A sampling of the benefits programs we will help you with:
- Medical Insurance
- Disability Insurance
- Life Insurance
- Dental Insurance
- Section 125 Plans
- Retirement Plans
- Health Savings Accounts
- Self-Funded Programs
Balancing the needs of your employees and your budget is not a simple task. RJF Agencies has a solid team of experienced employee benefits consultants who work together with your staff to create the right benefits for your firm.
Experience has led us to the following process:
- Understand your employees’ perception of the plan and its value
- By providing services such as annual employee surveys, we can create strategies to improve the perceived value
- Develop measurements by examining your past
- By reviewing your plan history and employee demographics, we can find emerging trends on how and where your population uses healthcare.
- Our annual employee benefits survey can help you benchmark your employee benefits program against other companies to determine how well your benefits plans stack up.
- Compliance and contract review
- Each contract will be reviewed annually. We’ll help your HR department with compliance concerns and keep you abreast of regulatory changes.
- Improving financial outcomes
- Along with the utilization review, we also develop a trend line for spending to help develop short- and long-term budget strategies.
In addition to our full line of insurance products, RJF’s benefits department can also help you with:
- Employee communication strategy and tactics
- Electronic updates of related news and information
- COBRA/HIPAA assistance and negotiated discounts for COBRA and HIPAA administration
- Assistance with employee contribution strategy
- Actuarial assistance
- and More…
Balance employee benefit needs with budgetary constraints. We'll show you how.
Get started with our Quick Response form or call (763) 746-8000 or (800) 444-3033.
