Franchise Insurance & Risk Management

Make your franchise stand out from the competition

Risk management and commercial insurance programs that benefit the entire franchise system—both ZORs and ZEEs.

We get it.

RJF’s Franchise Insurance & Risk Management Group is led by a former Master Franchisor. From FDD compliance to monthly cash flow issues, we know what it means to be a part of a franchise system, and we’re devoted to making your business stronger.

Experienced.

From salon insurance programs to home improvement insurance programs and more, RJF is the endorsed franchisee insurance provider for many systems because we understand the franchisor's insurance needs as well as the franchisee's insurance needs.

Insurance is the easy part.

Of course price is important, but maintaining proper insurance coverage and brand protection is at least as critical. Our relationships with all leading insurance carriers and experience building insurance programs for franchise systems enable us to match your franchise system with the best carrier for your needs. And we’ll do it at a competitive price.

RJF’s Franchise Insurance & Risk Management Group provides more than just insurance. We can also help you with:

• HR Compliance, Strategies & Support: We can help develop policies and procedures, provide valuable training and education to franchisees, managers and employees, and obtain employee feedback. We also offer an Employment Law Hotline.
• Multi-Unit Loss Control Strategies: Our loss control specialists understand how losses at one or two locations can affect the whole system performance. We can help you rein them in.
• Claims Management & Advocacy: Our team can help you identify problems and trends throughout multiple locations and establish procedures to save money and time for you and your franchisees. And of course, we’ll also ensure your interests are protected when a claim occurs.
• Health Insurance: Finding competitive and reliable individual and small group health insurance can be tough. We can directly assist franchisees in Minnesota and Wisconsin seeking individual and small group health insurance. We’ve secured a relationship with another provider to help franchisees in other states get simple health insurance online quotes and plan comparisons.
• Certificate of Insurance Management: RJF’s online portal provides easy management and tracking of franchisee and vendor insurance certificates. It will also notify you of unmet requirements laid out in the FDD.
• FDD Compliance: Poor FDD insurance compliance can put your business at risk. RJF can help you institute measures to better ensure compliance system wide and fill the gaps with insurance protection.