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HSA Limits for 2013

IRS RELEASES 2013 LIMITS FOR HEALTH SAVINGS ACCOUNTS


June 4, 2012

The Internal Revenue Service (IRS) issued Revenue Procedure 2012-26 which included maximum contribution, deductible and out-of-pocket maximum limits for Health Savings Accounts and HSA-compatible high deductible health plans (HDHP) for the 2013 calendar year. These amounts are updated each year to reflect cost-of-living adjustments.


Contribution limit in 2013

  • Self-only $3,250 (increased from $3,100 in 2012)
  • Family: $6,450 (increased from $6,250 in 2012)
  • Catch-up contribution limit for HSA-eligible individuals who are age 55 or older: $1,000 (no change)


Deductible limit in 2013

  • Self-only: Not less than $1,250 (increased from $1,200 in 2012)
  • Family: Not less than $2,500 (increased from $2,400 in 2012)


Out-of-pocket maximum limit in 2013

  • Self-only: Not more than $6,250 (increased from $6,050 in 2012)
  • Family: Not more than $12,500 (increased from $12,100 in 2012)