March 28, 2012--RJF has compiled a Claims Storm Kit to help you be prepared in the event a claim needs to be filed as well as what you need to consider before filing a claim.

Jan. 30, 2012--Fireplaces, power strips and clothes dryers are things that are in use every day. To ensure safety, it is important to follow proper maintenance and operation procedures when using these items. 

Jan. 30, 2012--Associations need workers’ compensation coverage as they can be held responsible for medical costs and lost wages for an injured contractor if there is no other insurance in place.

Jan. 30, 2012--Workers’ compensation will not cover association volunteers. In Minnesota, an injury is not covered by workers’ compensation unless an employer/employee relationship exists.

Jan. 27, 2012--Flood facts for Community Associations.

Jan. 27, 2012--Workers Compensation policies are auditable policies. The estimated payroll makes it auditable because the carrier bases the annual premium charge off the estimated payroll that is submitted to them.

Dec. 27, 2011--The best way to prevent ice dams and curtail water infiltration is to decrease the heat in the attic space. The cooler the attic, the less melt off occurs.